The financial cost of infertility is often misunderstood. In the state of Connecticut, there is an infertility insurancy mandate that covers many people. For those people not covered by the state mandate, often there is still some insurance coverage through the plans that they do have. There are men and women seeking infertility treatment who have no financial coverage whatsoever. You may be one of them.
At Reproductive Medicine Associates of Connecticut (RMACT), we have several different options for you concerning the financial aspects of infertility treatment. The information is right here, but please don't hesitate to call us and speak to us concerning your particular situation. If none of the plans listed here are an exact fit, rest assured, we will work and see what we can do about making fertility treatment affordable for you.
For our patients that are strictly self pay, we have a unique set of programs to make fertility treatment affordable while giving the highest standard of care.
The IUI Opportunity Plan at RMA of Connecticut
In most cases, couples who are having trouble conceiving and achieving a successful pregnancy are treated with ovulation induction and artificial insemination. These procedures are among the most widely used and successful treatment options in reproductive medicine. With The Opportunity Plan, patients at RMACT who do not have any infertility insurance coverage pay one price for up to three cycles of ovulation induction with oral medications and intrauterine insemination.
Cost of IUI: How The IUI Opportunity Plan Works.
You will be treated with up to three cycles of ovulation induction and intrauterine insemination with oral medications for a fee of $5,300. This represents a significant reduction in the total cost for three cycles of IUI with oral medications. The IUI Opportunity Plan includes all cycle monitoring (blood work and ultrasounds), sperm washes, intrauterine inseminations (two per cycle) and the injection necessary for ovulation timing. If you achieve a successful pregnancy at any stage during this treatment, the fee is non-refundable.
You can withdraw from The Opportunity Plan at any time. If you choose to withdraw from the Plan after starting treatment, you will be refunded:
|After beginning the||1st cycle:||$1,700|
|2nd cycle:||$ 800|
|3rd cycle:||$ 0 (no refund provided)|
If the RMACT clinical staff determined you are not a good candidate for The Opportunity Plan based on medical and laboratory findings, you will be withdrawn from the program and will receive:
|After beginning the||1st cycle:||$2,500|
|3rd cycle:||$0 (no refund provided)|
Costs associated with the fertility work-up/checklist, baseline blood work and ultrasound, sonohysterosalpingogram (SHG), outside monitoring, or medical treatment associated with an unsuccessful cycle (treatment for a miscarriage, ectopic or biochemical pregnancy) are not included.
In most cases, patients who fail to become pregnant following three cycles of IUI with oral medications should consider treatment with In Vitro Fertilization (IVF)1. RMA of Connecticut also offers The IVF Opportunity Plan for patients who want an affordable option for high-quality treatment involving IVF.
Cost of IVF: The IVF Opportunity Plan at RMA of Connecticut
In many cases, couples who want to have a baby are treated with in vitro fertilization (IVF). IVF is a process where eggs are retrieved from the woman and are combined with sperm in a laboratory. One or more embryos are then transferred to the woman's uterus. RMACT offers all of the services required for IVF as well as advanced procedures including intracytoplasmic sperm injection (ICSI), assisted hatching, and embryo cryopreservation.
During an IVF cycle, women are treated with medications to stimulate the development of multiple ovarian follicles to produce eggs for fertilization. The RMACT medical team closely monitors this process using blood tests and ultrasounds. Mature eggs are retrieved using a surgical procedure with ultrasound. We then combine the retrieved eggs and sperm and transfer a limited number of embryos into the woman's uterus to achieve a pregnancy.
The IVF Opportunity Plan includes one price for all cycle monitoring (blood work and ultrasounds), egg retrieval, anesthesia, embryo transfer, ICSI (if appropriate, on all eggs retrieved), assisted hatching and cycle medications.
How The IVF Opportunity Plan Works
Couples who are eligible for The IVF Opportunity Plan at RMACT pay $9,750 for one IVF cycle. The IVF Opportunity Plan includes all cycle monitoring (blood work and ultrasounds), egg retrieval, anesthesia, embryo transfer, ICSI (if appropriate, on all eggs retrieved), assisted hatching and cycle medications.
Patient financing plans offered by some IVF centers try to reduce costs or improve outcomes by using lower doses of medications or by limiting access to younger patients or patients who have not previously failed a treatment cycle. The IVF Opportunity Plan at RMACT is open to all patients who do not have insurance coverage. In addition, patients in The IVF Opportunity Plan are treated with the highest quality products and services including optimal doses of all medications to achieve a successful pregnancy.
Costs associated with the fertility work-up/checklist, baseline blood work and ultrasound, sonohysterosalpingogram, outside monitoring, or medical treatment associated with an unsuccessful cycle (treatment for miscarriage, ectopic or biochemical pregnancy) are not included. Costs associated with embryo or sperm cryopreservation are also not included. The IVF Opportunity Plan covers the cost of all medications leading up to the first pregnancy test.
You can withdraw from The IVF Opportunity Plan at any time. If you withdraw from the program prior to starting medications, you will receive a full refund. If you withdraw after starting medications you will be refunded $2,600. If your cycle is cancelled prior to egg retrieval due to a medical reason (i.e., poor response, premature ovulation) you will receive a refund of $3,650. Patients who choose The IVF Opportunity Plan at RMACT are treated by our outstanding team of surgeons, nurses and other specially trained patient care professionals. Find out if The IVF Opportunity Plan is right for you.
To learn more, contact a Financial Service Representative at RMACT at 203 740-0400.
The IUI and IVF Opportunity programs outlined above help make infertility treatment affordable for those with no insurance coverage. We realize that this is still a considerable investment and that's why we are happy to be able to put all of RMACT's considerable resources behind helping you achieve your goal of building your family. We want what you want. Let us help.