Fertility Treatment Insurance in 2015
The New Year is on the way.
What will that mean for you in regard to your fertility treatment insurance coverage? Will you begin with a new deductible? Will you begin with a new plan and are not quite sure what your infertility coverage is?
We have our RMACT financial team members who are ready and able to answer these questions and all the questions that arise from the answers. Answers to these particular questions can be very straightforward. But they are not always. And certainly the subtleties of why to choose one insurance plan over another can be confusing at best. Deductibles and what specifically is covered, what is excluded, and under what circumstances all need to factor into your decision if you are hoping to have fertility treatment coverage.
Know What You Need for Infertility Insurance
One of RMACT’s patients wrote a blog just last week about her personal journey concerning her infertility insurance. Her blog, Delaying Fertility Treatment Because of Insurance ~ A Patient Perspective, while personal, also gives some pointers on how to start, where to start and how to continue when it all may look impossible.
The team at RMACT understands all too well that sometimes the answer is that you have no coverage. That your insurance is either maxed out or coverage is unavailable. We have responded to that with our “Opportunity” plans.
Fertility Treatment Costs: RMACT's Opportunity Plans
Affordable ways to begin fertility treatment, ranging from The Fertility Consultation Opportunity Plan and The Fertility Work-up Opportunity Plan, all the way through to The Surrogacy Opportunity Plan, The Surrogacy Plan Unlimited, and The Egg Donor Opportunity Plan -- RMACT offers many options to help manage fertility treatment costs. We worked particularly hard to ensure that IUI’s and IVF treatments were affordable and understandable, with no hidden costs, as detailed in our IVF Opportunity Plan and the IUI Opportunity Plan.
We know that fertility treatment is expensive when all the costs are on you. We know that when we talk about thousands of dollars, that may not feel affordable. Many of our patients do use credit and borrow money as a last resort.
While the financial costs are undeniably high, the results are, to use a tried and true phrase, “priceless”. You are hoping for a baby.
Here at RMACT, with five of the best fertility physicians in the region, with some of the highest pregnancy rates, with a dedicated clinical staff and laboratory director and facilities, with the scientific advancements of Comprehensive Chromosonal Screening (CCS), we will give you the best odds in having the baby you are so dearly hoping for. And we will help you make it as affordable as we can.
To tilt the odds even more in your favor, please take a look at why we are moving in January. Our new IVF lab will be among the nation's most high tech. To begin, give us a call at 800-865-5431. Please don’t make assumptions that you have no coverage or cannot afford treatment without it. Let us help you figure it out. Consider it the first step in creating your family.
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