Affordable IVF: The IVF Opportunity Plan Option
No one denies that infertility treatment can be costly. In fact, for many patients, the cost of IVF (in vitro fertilization) is their primary concern before learning more. The fertility doctors and financial specialists at RMACT strive to offer affordable IVF options to bring the cost of IVF within reach. One of these options is the IVF Opportunity Plan.
Is there Infertility Insurance Coverage?
Infertility insurance coverage varies among providers. Some insurance providers do not offer coverage for fertility services at all. Others offer limited amounts of coverage, depending on individual plans and treatments. The IVF Opportunity Plan is an option, exclusively available to patients at RMACT, for those who do not have insurance coverage for infertility treatment. In addition, if a patient decides to withdraw from treatment, the plan offers refunds matched to various stages of the process.
What’s in IVF Coverage?
The IVF Opportunity Plan covers a group of comprehensive services provided by RMACT's team of surgeons, nurses and other specially trained patient care professionals. The coverage includes baseline blood work and ultrasound, IVF Teach class, cycle monitoring (blood work and ultrasounds), egg retrieval, anesthesia for the egg retrieval, embryo transfer, ICSI (if appropriate, on all eggs retrieved), assisted hatching, embryo cryopreservation and one year of storage, and cycle medications for up to and including ten days of stimulation. Certain specialized costs that may be relevant for some IVF patients cannot be included in the plan and these are described clearly at the beginning of the process.
How Much Does IVF Cost?
It's one of the most common questions: how much does IVF cost? After qualifying for the IVF Opportunity Plan, patients pay $11,750 for one IVF cycle. A full refund will be granted upon withdrawing from the program before starting medications. After starting medications, a $4,050 refund will be granted. If your cycle is cancelled prior to egg retrieval due to a medical reason (i.e., poor response, premature ovulation) you will receive a refund of $5,055. If you have your egg retrieval but do not have an embryo transfer, you will receive a refund of $650.00.
Financial Flexibility for Affording IVF
People can withdraw from the IVF Opportunity Plan at any time. Unlike some fertility centers that try to reduce costs by using lower medication doses or by limiting access to their programs, RMACT seeks to improve pregnancy outcomes by offering the highest quality treatment to everyone. We want to help you find the financial opportunity that meets your needs. Additional payment programs for affordable fertility treatment at RMACT will be highlighted in upcoming posts.
Patients who choose The IVF Opportunity Plan at RMACT are treated by our outstanding team of surgeons, nurses and other specially trained patient care professionals. Find
out if The IVF Opportunity Plan is right for you. To learn more, contact a Financial
Service Representative at RMACT at (203) 750-0400.
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