Major changes in Connecticut regarding infertility insurance coverage.
We have been lucky enough to have a state mandate that covers many people with infertility.
There's always been a big IF to that statement. And that if has been age. Specifically, forty. At the age of forty, before January of 2016, all benefits were cut off. Completely unavailable as if a mean spirited magic wand had been waved.
It hasn't mattered that scientific and medical technology have made that age obsolete, in terms of becoming successfully pregnant. It's still been the age that has been dreaded by people who live in the state of Connecticut, who after forty, (with no insurance coverage) would have to pay out of pocket for fertility treatment cycles.
And now this is no longer true. There is no longer an arbitrary cut off restricting needed reproductive medical services to people.
CT Removes Age Cut Off Restricting Reproductive Care
Cause to celebrate! Please read the excellent article by the Connecticut Post for more details on this important change. We are so pleased that Dr. Mark Leondires, Dr. Spencer Richlin and Dr. Joshua Hurwitz of RMACT are all quoted in the article as well as a RMACT patient, Teresa Petersen.
We will continue to update you with details about the changes with a blog next week written by the RMACT Finance Department.
Meanwhile, congratulations to us all!
Read below for an excerpt from the Connecticut Post article featuring Reproductive Medicine Associates of Connecticut (RMACT).
Coverage with restrictions
In 2005, the state enacted a law requiring insurance policies to “provide coverage for the medically necessary expenses of the diagnosis and treatment of infertility,” including insemination, in vitro fertilization and other procedures. Though Connecticut is one of only 15 states to have such a law, it has several limitations. For instance, insurers were only required to cover three insemination cycles and two in vitro fertilization cycles.
Of all the restrictions, not allowing coverage for those 40 and older was particularly egregious, many local doctors said.
“Normal human fertility remains in women well beyond age 40,” said Dr. Mark Leondires, medical director of Norwalk-based Reproductive Medicine Associates of Connecticut, which has offices in Trumbull, Danbury and Stamford. The practice provides a variety of infertility treatments and fertility testing, and Leondires said it was frustrating that their patients over 40 — who arguably needed their services the most — often had to pay out of pocket for procedures that can cost thousands of dollars.
Read the entire article here.