Insurance Coverage for Fertility Treatment | CT State Mandate
Posted by Lisa Rosenthal on Thu, Feb 16, 2012 @ 10:45 AM
Is Infertility Insurance At Risk?
Do the controversies and the conversations about women’s health and reproductive medicine put infertility insurance at risk? We all hear discussions about funding for Planned Parenthood, about breast cancer research, donations of money, and yes, about political candidates. What's the reaction? Everyone's on one side or the other. Some of us -- some of you -- feel that this has nothing to do with you. That it's only about someone else.
However, as the dialogue continues, many unexpected issues emerge. How would funding changes or policy changes effect access to birth control? How would such changes impact counseling for women of all ages and socio-economic groups? For our patients, what about fertility treatment? What about fertility costs?
Fertility Insurance Coverage in Connecticut
Presently, many types of fertility treatment and diagnosis are covered by insurance and, in some states, by state-mandated coverage. In Connecticut, we have a significant mandate that has allowed many men and women to receive fertility treatment and go on to conceive children and expand their families. Without the state mandate, many of those families -- those children -- would not be here.
The State of Connecticut passed Public Act 05-1 96 in 2005, requiring most insurance companies to cover infertility diagnosis and treatment. The Act applies to individual and group policies that cover basic hospital and medical expenses. All women under the age of 40 qualify for this CT-mandated infertility insurance coverage. This health insurance for fertility treatment covers a specified number of cycles for ovulation induction, intrauterine insemination (IUI), and in vitro fertilization (IVF). To learn details about the fertility insurance coverage, read more about the Connecticut State Infertility Insurance Mandate.
Fertility Insurance for the Future
When discussions of funding related to women’s reproductive healthcare emerge in the political debate, pay attention. Changes can impact the cost of fertility treatment and put insurance coverage for infertility treatment at risk. Make no mistake about that. The discussion effects you. Contact a financial counselor at RMACT today to learn more about insurance coverage for your fertility treatment.